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9 reasons a home warranty claim might be denied

9 reasons a home warranty claim might be denied
A home warranty is beneficial because it covers the damages to various home appliances and systems for a monthly premium. But it is worth noting that the plan is only valid if customers abide by its terms and conditions. Insurance providers may refuse a claim if someone overlooks their rules and guidelines. Knowing why a home warranty claim could be denied can help one be more careful and avoid losses. Cosmetic damage A home warranty might cover only those damages to a particular system or appliance that prevent it from functioning. The damage should be such that it renders the product inefficient. For instance, dents and scratches to the casing of an appliance are considered cosmetic damages that do not affect its working. Even blemishes on knobs, shelves, dials, and other accessories fall under this category. Individuals who want to repair cosmetic damages will have to bear the expenses themselves. Lack of maintenance Appliances and systems only qualify for home warranty coverage if serviced regularly. The lack of proper maintenance might void the warranty, even if the product is covered in the contract, and one’s claim will be denied. If an individual has maintenance records to show following a denial, they could file an appeal.

9 subtle signs that a partner might be cheating

9 subtle signs that a partner might be cheating
Infidelity, or even a suspicion that a partner is being unfaithful, can lead to confusion and distance in a relationship. Obvious changes in behavior can often accompany cheating. However, sometimes, infidelity may be accompanied by subtle signs. Recognizing these signs can help one initiate communication with their partner in order to address the issues in the relationship. So, here are a few surprising signs that may indicate a partner is cheating: 1. Sudden changes in routine While days can get busier at times, this may be a cause for concern if there is no valid explanation for such deviation. Unless the partner has clearly communicated the reasons (like work commitments) for the shift well in advance, a sudden change in daily routine may be a sign that they are secretly spending time with someone else. Here, they may suddenly start working late frequently or head out more often without a seemingly valid reason. 2. Becoming overprotective of the phone When engaged in an affair, phones can hold proof of infidelity. So, a sign to avoid ignoring is heightened secrecy around phone use. Here, a partner may also change the way they use the phone, leading to the following signs that may become more evident over time:

6 most common passport application mistakes

6 most common passport application mistakes
Applying for a passport has become very easy today. The process would take days or even weeks some decades ago, but now, thanks to digitization, one can get through with just a few clicks. That said, many people make errors during the application process, which leads to unnecessary delays and extra hassle. Below are a few critical mistakes one should avoid when applying for a passport or renewing the document. Not paying attention to the current passport’s expiry date Arguably, the most common mistake people make is being unaware of the number of years or months left on their current passports. Many check the document’s expiry date only after booking an international holiday and heading to their destination. Doing so can cause significant issues as many countries require inbound travelers to have at least three months or so left on their passports from their date of arrival. Therefore, passport holders must check their passport before planning their holidays. Experts recommend renewing one’s passport at least a year before it expires. This practice ensures individuals do not face hassle when boarding their flight or arriving at their destination. Making typos and misspellings in the application form People often fill out the application form hastily when applying for a passport, which leads to multiple typos and misspellings.

Pros and cons of house sitting for rent-free accommodation

Pros and cons of house sitting for rent-free accommodation
Many people know how challenging it can be to travel on a budget. However, what if there was a way to travel comfortably without breaking the bank? House sitting is becoming increasingly popular among budget travelers, as it allows them to travel to different locations without worrying about accommodation costs. All they need to do is provide house and pet care services in exchange for rent-free accommodation. Here are some pros and cons of house sitting. Pros Cost-effective One key advantage of house sitting jobs is their cost-effectiveness. People who house sit ensure they have accommodation without paying for it. Accommodation is one of the biggest expenses on any vacation travel budget. Freeing up the accommodation budget can allow people to travel for longer periods and to more locations than they would have initially thought of. People can also decide to splurge on their limited vacation time or experience adventures that they were putting off due to budget restraints. Pet time House sitting can be a great opportunity for animal lovers to spend quality time with different kinds of pets. It can provide some amount of companionship while giving them some sense of purpose. It can be fulfilling for people and make them feel better about the times when house sitting can become a lonely job.

Odors that trigger migraines and ways to manage the condition

Odors that trigger migraines and ways to manage the condition
Around one in seven individuals worldwide suffer from migraine. It is a severe headache that affects one side of the head, usually accompanied by nausea and vomiting. While migraine can be caused due to several reasons, increased sensitivity to smells, or osmophobia, is a prevalent trigger. It is not clear why some are sensitive to specific smells and develop headaches. Below are a few odors that can trigger migraines and ways to manage the condition: Which odors can trigger migraines? Smells are just as powerful a trigger for migraine as sleep deprivation. The most prevalent smells that can lead to migraine are gasoline, car exhaust, perfumes, pesticides, asphalt, nail polish, cooking steam, and detergents. However, it can take over 15 minutes for a person to develop symptoms after exposure to a problematic odor. Why do smells trigger migraines? As mentioned, hypersensitivity to these smells is the cause of the problem. Experts suggest that increased sensitivity may be linked to a smaller olfactory bulb, a brain receptor responsible for processing odors. Studies show that people with migraines have a relatively tinier olfactory bulb than others. How to manage migraines? Migraines caused due to osmophobia can be extremely painful and unpleasant. Many individuals report feeling disgusted by the smell of food being cooked and repelled by raw food.

7 things that can aggravate arthritis symptoms

7 things that can aggravate arthritis symptoms
Arthritis is a condition that impacts about one out of four adults in the country. The most common types of arthritis are osteoarthritis, rheumatoid arthritis, psoriatic arthritis, and ankylosing spondylitis. While in the initial days, one may feel mildly irritated due to stiffness in joints, in the advanced stage, it may turn downright crippling. Besides, what is common among the arthritis types is inflammation. Here are a few things that can worsen arthritis symptoms: Not following a workout regime Skipping exercise during arthritis is perceived as the most logical thing to do. And why not? It will do nothing but intensify your already paining joints. Right? Well, not really! In actuality, it is the opposite. The more you engage in physical activities, the lesser stiffness and pain you will feel in the joints. Besides that, following a well-planned workout regime with the right exercises will make the muscles around your joints more potent, reducing the perils of arthritis symptoms. Consult your doctor about the types of physical exercises you should do. Ideally, activities like yoga, swimming, and biking are considered joint-friendly. Indulging in intense physical activities Neither too little nor too much should be the modus operandi while working out.

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6 mistakes to avoid while booking a hotel

Various online platforms have made booking accommodations a breeze. Whether you are traveling within the country or abroad, you need to make sure that you have chosen the right place to say and made the bookings correctly, so there’s no issue when checking in. However, certain common mistakes people tend to make when booking hotels can put a hitch in their trip. Here’s a list of six such booking mistakes that you should avoid: Not clarifying the different elements of the rate Many a time when making a booking, people just see the room rate. They forget to check out other additional components of the room rate. For example, many forget to find out about taxes. If you are booking online, there are resort fees that you may not see immediately and forget to check about. The resort fee is an amount charged for certain amenities at the property and is mostly not part of the basic room rate. You may realize the extra amount to be paid only when you arrive at the hotel, and at that time, it is too late to cancel your booking without paying a hefty fee. Therefore, it is best to gather all information before you make the booking. This way you will not end up being in a sorry state spending more than budgeted for the trip. Choosing non-refundable rates to book the room This could be another big blunder. Non-refundable rates usually are lower rates than the normal rates, that’s why these are so attractive. Sometimes, the non-refundable tag are prominently displayed but at times it can be mentioned in tiny fonts somewhere below that is easy to miss. Unfortunately, situations can change anytime and what was once a confirmed trip, you may need to cancel the booking eventually. There could be an emergency at the home, or office, or you may need to change the dates, etc.

7 things to avoid doing when staying in a hotel

Staying in a luxurious hotel can be exciting. You can enjoy several amenities, personalized services, and complimentary benefits. But you should be cautious. Experts and travel enthusiasts have devised several dos and don’ts to follow when in a hotel to avoid confusion and make the trip more memorable. Special focus should be on the don’ts as these can risk your safety in a new place. Here are seven things to avoid doing in hotels: Opening the door instantly Many instantly reach out for the doorknob on hearing the doorbell or a knock. This is a big mistake. While it is okay to assume that the person on the other side would be a housekeeping staff or an F&B person, it is best never to take a chance. This is especially applicable if you are in another country, traveling for the first time to a place, or staying at the location as a first-time guest. Verify the visitor’s identity before opening the door. You can do so by looking through the peephole or glancing outside through an adjacent window. Letting strangers inside can be costly if they turn out to be someone with the wrong intent. Packing the hotel’s bathrobes in your suitcase This is nothing short of stealing; you could be in big trouble if caught. Besides the legal hassles, pilfering the hotel’s properties speaks poorly about your manners. Taking a small bottle of shampoo, conditioner, or body lotion may be okay because these usually end up in the trash. But not bathrobes for sure. Similarly, do not just pick other linen pieces, small electronic items, or any artwork from the room. Hotels conduct a thorough inspection after you leave and could impose legal charges if the offense is serious. Using throw pillows In luxury hotels, you may see throw pillows lying on sofas, chairs, and other sitting areas.

7 easy ways to accessorize any outfit

Accessories tend to not only enhance your attire but also make you appear vibrant. Be it a casual chic look or an utter formal attire, adding some flash and bling just infuses life into your overall appearance. However, your accessories can perform their assigned role correctly only if perfectly styled. Here are some easy techniques and tips you can apply to up your fashion game and bring the best out of your outfit: Do not pile up on accessories at a time Most people commit the mistake of donning all the available accessories at once with an outfit. It must be noted that as far as accessories are concerned, less is always more. The purpose of using accessories is to highlight your outfit. However, if you adorn your outfit with several accessories like a watch, scarf, jewelry, sunglasses, hat, etc., all at once, none of them will stand out, making your outfit look cluttered and even awful. Highlight neutral clothes with bold accessories While neutral-colored clothes can look dull and understated, they are also the most perfect ones to be used as a field for experiments. If your wardrobe is filled with neutral colors like olive, navy, beige, white, or black, now is the time to boost them by pairing them up with some bold-colored accessories. Here are a few methods to do that: Pair a navy or black dress with a thin hot pink or red belt. Highlight your dull olive or khaki clothes using a flashy yellow or orange scarf. Add some hue to your colorless white blouse by pairing it with big drop earrings or a multicolored statement necklace. Don’t be too matchy While it could be tempting to pair up the blue polka dots of your dress with some matching blue shoes, a blue necklace, and blue earrings, it would make the outfit too predictable, boring, and even childish.

8 must-have accessories for men

Accessories tend to constitute a crucial part of outfits. They are those magical wands that have the power to infuse life into the dullest of clothes. However, they can be equally intimidating if one is unaware of the basic rules of accessorizing and invests in the wrong pieces. So, here is a list of men’s accessories that never go out of style and, therefore, are a must-have in one’s wardrobe. Sunglasses When it comes to accessories, nothing comes close to a pair of sunglasses. They are practical, flattering, and the perfect solution for hiding the shadows under your eyes. Not to forget, they play a vital role in protecting your eyes from the sun’s harmful UV rays. Besides that, they are here to stay for a long time unless broken due to a mishap. Make sure you keep the style classic and subtle with tortoiseshell or black frames and dark green, black, or brown lenses. Wallets While paying for your necessities is now as simple as swiping a card or transferring through a smartphone, the charm of billfold wallets doesn’t seem to subside. And why not? They are practical, strong, yet flexible enough to accommodate their contents effortlessly, and, most importantly, they are durable too. They come in various prints, colors, and designs to suit every personality. One can also get them customized with initials or personal charms. Stainless steel watches These are the practical, no-nonsense cousins of the gold watches with a long lifespan. Besides that, they are extremely versatile. A classy watch can instantly amp up any outfit – be it a formal suit or a casual T-shirt and jeans. One can never go wrong with this men’s accessory. Durable belts Belts are not merely for holding your trousers in place; they also add to your overall look.

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5 styling ideas for women over 60

5 styling ideas for women over 60

Age is a number when setting a true style statement. Regardless of anyone’s perception, just because you are reaching the 60s doesn’t imply to stop working on your appearance and renounce your desires to look fabulous. Fashion is not just merely about trends; it is about how you express yourself through clothes as the myths of age must not limit your expression. So, here are a few best styling ideas for women over 60: Embrace your age One of the most typical fashion mistakes people make is choosing outfits that are supposed to make them appear younger than their actual age. The problem with such a choice is that you are paradoxically accentuating your age when you try to look younger by wearing an outfit that will be more appropriate for youngsters. For example, if you don high heels, short skirts, or flashy fashions that might be more appropriate for a person half your age, you are indirectly making yourself appear “older.” Instead, you can opt for clothes that are specially tailored for women your age. Sporting “age-appropriate” dresses will conceal your age and make others appreciate your other features like glowing skin or your build. And consequently, you will appear much younger than your actual age.
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5 tips to prevent and manage ulcerative colitis

5 tips to prevent and manage ulcerative colitis

Ulcerative colitis is a long-term inflammatory disease that triggers inflammation and ulcers in the digestive system. It impacts the colon and rectum’s innermost lining. The symptoms are typically produced over a period rather than unexpectedly. According to the latest studies, about 1 million people have ulcerative colitis, and if left untreated, it can be crippling and cause life-threatening conditions. So, here are 5 tips to prevent and manage ulcerative colitis: Get on with the treatment plan immediately Even though there is no concrete cure for ulcerative colitis, proper treatment can help ease the symptoms and signs of the condition and eventually provide long-term remission. If a patient feels that their bowel habits are consistently changing or if they experience any of the following symptoms and signs, they should immediately consult a doctor: Blood in stool Ongoing diarrhea that is not getting cured by any other types of treatments An unknown fever going on for more than a day or two Abdominal pain Diarrhea that wakes up the patient from sleep The treatments prescribed by the doctor will typically include a combination of oral therapy or surgery. As far as oral treatments are concerned, the doctor may prescribe any of the following types of therapies, depending on the patient’s existing condition:
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