4 insurance mistakes first-time boat buyers should avoid

4 insurance mistakes first-time boat buyers should avoid
Owning a boat can be an exciting experience. Whatever the reason for buying a boat—adventure, transportation, or leisure—a lot of thought and consideration need to go into the decision. After all, a boat can be quite expensive and prone to risks. So, first-time boat buyers need to do their research to choose the right boat and also maintain it. They also need to choose the right insurance policy to minimize the risks of boat ownership. 1. Assuming existing insurance will suffice Most homeowners’ and renters’ insurance policies offer some coverage for boats. But, the coverage has many limitations. For instance, a home insurance policy offers coverage of around $1,500 for damages to a boat. Apart from this, some policies offer liability coverage, but only if the boat meets specific criteria. For example, the boat must be under 26 feet long, and the motor must be under 75 horsepower. So, if any other boat is destroyed or damaged, one will not be able to fully recover the entire cost of the boat. Besides, most home and renters’ insurance policies do not offer coverage for certain kinds of damage, such as sinking, collision, and disablement. Also, these policies will have higher deductibles compared to dedicated boat insurance.

Top 5 errors to avoid when considering a medical alert system

Top 5 errors to avoid when considering a medical alert system
For many seniors, mobility and muscle coordination become an issue after a certain age. In such situations, older adults face an increased risk of falling, potentially leading to a health crisis. To avoid this, having a medical alert system can help them get assistance without delay. These devices improve the safety and well-being of people with chronic conditions or advanced age. However, when buying these devices, one must consider various factors and avoid common mistakes. Assuming medical alert devices are only for seniors who live alone While it is true that seniors who do not live alone are less likely to require a medical alert system, it is always better to be prepared than to encounter an unfortunate incident. This is because family and caregivers can’t monitor a senior 24/7. They have other responsibilities and engagements, which makes it difficult to be in the constant immediate presence of the senior person. Sometimes, the caregiver can be in another part of the house during a health emergency. In such cases, a medical alert system would immediately alert the caregiver instead of waiting for them to check in on the senior later. A medical alert system ensures that assistance is always available, even for seniors who have a caregiver or family member looking after them.

9 reasons a home warranty claim might be denied

9 reasons a home warranty claim might be denied
A home warranty is beneficial because it covers the damages to various home appliances and systems for a monthly premium. But it is worth noting that the plan is only valid if customers abide by its terms and conditions. Insurance providers may refuse a claim if someone overlooks their rules and guidelines. Knowing why a home warranty claim could be denied can help one be more careful and avoid losses. Cosmetic damage A home warranty might cover only those damages to a particular system or appliance that prevent it from functioning. The damage should be such that it renders the product inefficient. For instance, dents and scratches to the casing of an appliance are considered cosmetic damages that do not affect its working. Even blemishes on knobs, shelves, dials, and other accessories fall under this category. Individuals who want to repair cosmetic damages will have to bear the expenses themselves. Lack of maintenance Appliances and systems only qualify for home warranty coverage if serviced regularly. The lack of proper maintenance might void the warranty, even if the product is covered in the contract, and one’s claim will be denied. If an individual has maintenance records to show following a denial, they could file an appeal.

Odors that trigger migraines and ways to manage the condition

Odors that trigger migraines and ways to manage the condition
Around one in seven individuals worldwide suffer from migraine. It is a severe headache that affects one side of the head, usually accompanied by nausea and vomiting. While migraine can be caused due to several reasons, increased sensitivity to smells, or osmophobia, is a prevalent trigger. It is not clear why some are sensitive to specific smells and develop headaches. Below are a few odors that can trigger migraines and ways to manage the condition: Which odors can trigger migraines? Smells are just as powerful a trigger for migraine as sleep deprivation. The most prevalent smells that can lead to migraine are gasoline, car exhaust, perfumes, pesticides, asphalt, nail polish, cooking steam, and detergents. However, it can take over 15 minutes for a person to develop symptoms after exposure to a problematic odor. Why do smells trigger migraines? As mentioned, hypersensitivity to these smells is the cause of the problem. Experts suggest that increased sensitivity may be linked to a smaller olfactory bulb, a brain receptor responsible for processing odors. Studies show that people with migraines have a relatively tinier olfactory bulb than others. How to manage migraines? Migraines caused due to osmophobia can be extremely painful and unpleasant. Many individuals report feeling disgusted by the smell of food being cooked and repelled by raw food.

7 things that can aggravate arthritis symptoms

7 things that can aggravate arthritis symptoms
Arthritis is a condition that impacts about one out of four adults in the country. The most common types of arthritis are osteoarthritis, rheumatoid arthritis, psoriatic arthritis, and ankylosing spondylitis. While in the initial days, one may feel mildly irritated due to stiffness in joints, in the advanced stage, it may turn downright crippling. Besides, what is common among the arthritis types is inflammation. Here are a few things that can worsen arthritis symptoms: Not following a workout regime Skipping exercise during arthritis is perceived as the most logical thing to do. And why not? It will do nothing but intensify your already paining joints. Right? Well, not really! In actuality, it is the opposite. The more you engage in physical activities, the lesser stiffness and pain you will feel in the joints. Besides that, following a well-planned workout regime with the right exercises will make the muscles around your joints more potent, reducing the perils of arthritis symptoms. Consult your doctor about the types of physical exercises you should do. Ideally, activities like yoga, swimming, and biking are considered joint-friendly. Indulging in intense physical activities Neither too little nor too much should be the modus operandi while working out.

Top 6 summer fashion trends to look out for in 2023

Top 6 summer fashion trends to look out for in 2023
Summer is just around the corner, and it’s about time to amp up the wardrobe with easy-breezy clothing essentials. However, this process is not as easy as it seems. It requires a great amount of planning, shopping, and knowledge of summer fashion trends. However, one can style outfits according to comfort. So, one can opt for some skin show or opt for more modest pieces such as light jackets, blouses, and maxi dresses. Top summer fashion trends of 2023 Keeping up with fashion trends all through the year can prove to be incredibly beneficial. This way, one can easily style and plan the outfits well in advance and enjoy summers to the fullest. Some of the top summer fashion trends one can look forward to in the year 2023 are: Sheer fabrics all the way Summers is one of the best times of the year when one can explore fabrics. One can easily opt for see-through fabrics in the form of blouses, shirts, tops, and dresses that allow extra circulation to beat the heat. Furthermore, fabrics such as mesh can prove to be incredibly light on the skin and can easily counter any uneasiness throughout the day. One can even layer these over bikinis and spend some relaxing time on the beach.

Our
Blog.

3 tips for diabetes management

3 tips for diabetes management

High blood sugar or hyperglycemia is associated with prediabetes and diabetes. The body generates insulin to manage blood sugar levels. But when the liver produces excessive glucose, and the body makes little insulin or fails to use insulin, it leads to high blood sugar levels. The condition can leave one tired and thirsty, cause blurry vision, and result in the frequent urge to pee. Read on to know some treatment plans for diabetes management: Treatment options for diabetes management Invokana® It is an excellent treatment plan that works in tandem with the proper meal plans and exercise to lower high blood sugar levels in those with type 2 diabetes. Invokana ® also reduces the risk of death from stroke or heart attack. Plus, it helps decrease the risk of end-stage kidney disease and worsening of kidney function. GlucoTrust GlucoTrust promises to help maintain healthy blood sugar levels, reduce one’s craving for sugar and unhealthy foods, and support deep sleep. It also claims to have a formula of all-natural ingredients. However, it is strongly advisable to consult your doctor before opting for supplements like GlucoTrust since it may not bring the desired results in all cases. Kerendia® It is an FDA-approved prescription treatment that aids in lowering the risk of complications in people with Type 2 diabetes.
Read More
4 tips for dealing with asthma

4 tips for dealing with asthma

Asthma is a respiratory condition wherein the airways in the lungs swell up, become narrow, and produce extra mucus, making it difficult to breathe. People affected can experience breathlessness, coughing, and wheezing. The disease could be a minor issue for some, while others may have to deal with serious long-term symptoms. Although there is no permanent cure for asthma, here are treatment options, foods to have and avoid, and alternative therapies to manage the symptoms: Treatment options Doctors can recommend the right course of treatment based on the severity of asthma symptoms. Here are a few popular options: Tezepelumab: It is a popular treatment option, approved by the FDA as a supplementary maintenance remedy for pediatric patients over 12 and adults with asthma. Tezepelumab is an injectable option and the first and only biologic to significantly and consistently reduce severe asthma symptoms in clinical trials. Fasenra: This is a monoclonal antibody that works on the immune system activity in the body. Fasenra helps control the elevated eosinophil count responsible for severe asthma symptoms. This injection is suitable for children over 12 and adults and can be used with other treatment plans to keep flare-ups in check. Nucala: This is a monoclonal antibody that also reduces the eosinophils in the body.
Read More