5 lesser-known features of term insurance

5 lesser-known features of term insurance
Term insurance is just like life insurance. The only major difference is that while life insurance covers the policyholder all their life, term insurance protects for a fixed duration. If the policyholder or the insured passes away within that period, the insurance company pays the beneficiaries the claim amount. Term insurance plans are available nationwide at several insurance companies and financial institutions, so one can easily sign up for them. Why purchase a term insurance plan? Like permanent life insurance, term insurance offers several benefits, making it a good investment option. The biggest reason to buy a plan is that it provides financial stability to the family and dependents after the policyholder’s passing. All one has to do is visit an insurance provider, choose a suitable policy, and pay a regular premium. Then, in case of an untimely death, the company will compensate the beneficiaries. A policyholder can rest assured that their family will continue to have access to finances and maintain their standard of living after their passing. The loved ones can use the money to pay their daily expenses, like groceries and utility bills, and even pay off debt. This peace of mind is why many get a term insurance plan.

Top tips for managing rheumatoid arthritis

Top tips for managing rheumatoid arthritis
Rheumatoid arthritis is a chronic condition that affects one’s joints. In some cases, it can also damage several other body systems like blood vessels, the heart, lungs, eyes, and skin. It is an autoimmune disorder that occurs when your immune system starts mistakenly attacking your body’s tissues. The condition affects the joint’s lining, resulting in painful swelling, which can later cause joint deformity and bone erosion. Here are some treatment measures for rheumatoid arthritis: Treatment options for rheumatoid arthritis Actemra® It is a prescription, FDA-approved biological therapy for relief from rheumatoid arthritis. Actemra ® helps lower the inflammation in the body by directly blocking the action of a protein in your body called interleukin-6 (IL-6). Your doctor may administer it as a subcutaneous or intravenous injection. The former is administered at home or at a medical facility, but the latter is given solely at a medical facility. Plaquenil It is an FDA-approved prescription treatment that helps treat acute and chronic rheumatoid arthritis. It helps manage symptoms such as stiffness, inflammation, joint pain, and swelling. It is to be taken exactly as per the recommendation of one’s primary healthcare professional. Rinvoq® Rinvoq ® helps treat moderate to severe cases of rheumatoid arthritis in adults when tumor necrosis factor blockers were used but could not be tolerated or did not work well.

Uncontrolled Asthma – Causes, and Worst Cities to Live In

Uncontrolled Asthma – Causes, and Worst Cities to Live In
Asthma is a chronic respiratory condition that causes swelling and inflammation of the airways. It is estimated that more than 339 million people worldwide suffer from this disease. It affects people of all age groups, and genders. However, it is more common in adult women than in men. Asthma has no specific underlying cause, but various allergens like pollen, dust, mold and even perfume can trigger asthma. Read on to learn more about the condition. What is uncontrolled asthma? Uncontrolled asthma is when affected individuals have persistent symptoms that interfere with daily life, even when they are on regular medication. It is estimated that over 60% of adults who are asthmatic suffer from uncontrolled asthma. Causes of uncontrolled asthma Stress People may experience asthma attacks due to excessive stress and strong unpleasant emotions like unhappiness or crying. One must try to reduce one’s anxiety and stress. Underlying health condition Some respiratory health conditions like sleep apnea that block the upper airway while sleeping can lead to an asthma flare-up. Environmental allergies could also worsen asthma attacks. Weather change Moving from drier to humid air or warmer to colder air might cause asthma attacks. This condition can be brought on by minor weather changes or leaving a controlled environment.

Avoid These 10 Mistakes When Buying Auto Insurance

Avoid These 10 Mistakes When Buying Auto Insurance
One of the biggest lapses you can make as a car owner is not getting car insurance. However, it is important to avoid buying the first insurance policy you find. As purchasing a car is a huge decision, you should avoid leaving it unprotected, and getting auto insurance also helps you avoid hefty fines. Before getting the car insured, you should do your research, find the best provider, and avoid the following mistakes. Not comparing policies You should get quotes for multiple auto insurance policies offered by various providers. If you don’t compare the premium amount and coverage, you might end up getting an expensive policy with inadequate coverage. So, exploring all options is a crucial measure for getting a good deal. It is also important to analyze the benefits and costs and avoid making a decision until you have checked out multiple policies. Not updating the policy One of the most common mistakes car owners make is forgetting to update their auto insurance policy. For instance, if you don’t add your teenage driver to the policy and if your child continues to drive the car, you might have to face legal consequences in the form of penalties or trouble seeking insurance money.

13 Foods for a Healthy Bladder

13 Foods for a Healthy Bladder
The bladder is a critical organ in the urinary tract that stores and releases urine. Any problem in the bladder can lead to discomfort, pain, and even infections. Therefore, it is essential to take good care of this organ. Besides following a healthy lifestyle, adding nutritious foods to the meal plan can contribute to maintaining optimal bladder health. Here are some of the best foods to eat for a healthy bladder. Bananas Bananas are an excellent source of fiber, which can help promote digestive health and lower the risk of constipation. Preventing constipation is necessary because it can cause bladder irritation and increase the risk of urinary tract infections (UTIs). Bananas are also rich in vitamin C, an antioxidant that can help soothe the bladder. Winter squash Winter squash and other squash varieties like butternut, acorn, and pumpkin are excellent sources of potassium, which is vital for maintaining kidney and bladder health. High-potassium foods can reduce the risk of UTIs and bladder irritation. Winter squash, in particular, is also low in sodium, which can help lower inflammation and prevent the kidneys from working overtime to flush out the extra salt from the body. Yogurt Yogurt is a good source of probiotics, beneficial bacteria that live in the gut and help promote a healthy immune system.

11 Things to Clarify With a Doctor During a Health Checkup

11 Things to Clarify With a Doctor During a Health Checkup
The COVID-19 pandemic and growing health conditions have made people understand the importance of staying healthy and fit. People search the internet for exercise routines, nutritious foods, and alternative methods to improve overall well-being. But despite following a better lifestyle, certain underlying conditions might trigger health complications. This is why getting a regular health checkup is imperative. One should cross-check certain factors during a checkup to get a clearer picture of their health. Health issue risks Health issues may stem from multiple underlying factors, including gender, age, and genetics. Unhealthy lifestyle habits are another contributing factor to the eruption of unsuspecting diseases. Therefore, one of the first things an individual should ask the healthcare professional, following a diagnosis, is if they are at risk of health issues. It is essential to get an honest opinion from the healthcare expert in this regard. Understanding stress Bringing up depression, stress, or anxiety problems isn’t an easy task. However, asking the healthcare expert about these mental health conditions may contribute to the routine checkup and make a better diagnosis. The patient could work with the doctor to look for new stress-related symptoms, which could help them develop ways to improve their condition. Complications with genetics Sometimes an individual might suffer from the same health conditions as a family member.

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4 tips for dealing with asthma

4 tips for dealing with asthma

Asthma is a respiratory condition wherein the airways in the lungs swell up, become narrow, and produce extra mucus, making it difficult to breathe. People affected can experience breathlessness, coughing, and wheezing. The disease could be a minor issue for some, while others may have to deal with serious long-term symptoms. Although there is no permanent cure for asthma, here are treatment options, foods to have and avoid, and alternative therapies to manage the symptoms: Treatment options Doctors can recommend the right course of treatment based on the severity of asthma symptoms. Here are a few popular options: Tezepelumab: It is a popular treatment option, approved by the FDA as a supplementary maintenance remedy for pediatric patients over 12 and adults with asthma. Tezepelumab is an injectable option and the first and only biologic to significantly and consistently reduce severe asthma symptoms in clinical trials. Fasenra: This is a monoclonal antibody that works on the immune system activity in the body. Fasenra helps control the elevated eosinophil count responsible for severe asthma symptoms. This injection is suitable for children over 12 and adults and can be used with other treatment plans to keep flare-ups in check. Nucala: This is a monoclonal antibody that also reduces the eosinophils in the body.
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4 useful tips for managing migraines

4 useful tips for managing migraines

Migraine is a prevalent health condition in which a person experiences severe headaches, usually on one side of the head. There may also be other symptoms like sensitivity to light, tiredness, and nausea, which can last a few hours to two days. The ailment is triggered due to stress, certain foods, and other factors. While there is no cure for migraines, the following tips can help manage the symptoms effectively: Use the correct treatment options There are several treatments for migraines, but it is essential to choose the correct one after consulting a doctor. The popular options include: Nurtec ODT Nurtec ODT is an oral treatment that can help alleviate symptoms like headaches, pain, nausea, and sensitivity to light in adults. One can use Nurtec ODT on alternate days or as the doctor recommends. Its side effects include allergic reactions, trouble breathing, and rash. UBRELVY It is a fast-acting treatment option that blocks a specific protein in the body known to induce migraine attacks. One can consult a doctor to determine the dosage according to their condition. The most common side effects of UBRELVY are nausea and sleepiness. Excedrin Excedrin is suitable for temporary relief from migraine headaches. It can also treat aches caused by other factors, such as arthritis and toothaches.
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